Biography: Born and raised in Grand Rapids Michigan, I have been in California since 1991. I am married with a lovely daughter and 2 King Charles Cavaliers. I love to read, walk the dogs and really enjoy home decorating. My education includes Michigan State University B.A. 1980 and an MBA University of Dallas, Texas in 1990.
Experience and Practice: I began my career in the capital markets in 1981 and have extensive experience in Wealth Management for clients who range from starting to accumulate funds toward retirement to clients entering or already in retirement who need income and financial planning. I provide an entire financial package for my clients and monitor investment performance on a quarterly basis with in-office meetings. My clients have access to state of the art investment options and programs to enhance your ability to reach optimum potential for future investment goals. In addition, I will work closely with your existing CPA, attorney or lender to coordinate all aspects of your investments to be sure of a seemless plan for you.
Philosophy: All throughout my 25 years I have worked with Wall Street firms. Over the last year it has become apparent to me that there is lasting change within the financial services industry that bodes ill for individual investors. There is already considerable merging of firms and there will be even more consolidation in the near future. Individuals will be left with fewer firms to choose from and the prospect of higher fees with less client service due to the bureaucracies of these mammoth companies.
The complications of the financial services industry consolidation is why I have chosen to be an Independent Advisor through LPL Financial and be able to offer sophisticated investment solutions. In this way, I can provide competitively priced services and an experienced intelligent view of your investments , instead of a big firm attitude.
Specifically, I will provide my clients with exceptional service and dedicate myself to helping you attain your investment goals. I will put you first. We will work together through every step of the way toward attaining a successful investment program designed for your specific needs.
Licensing held with LPL Financial:
Series 7 General Securities, Insurance: Variable and Life CA#0E56309
Series 63 Blue Sky,
Series 66 Investment Advisor